Buying a Property in Dubai
Dubai has been a global hub for foreigners, offering a unique combination of luxury, opportunity, and a smart lifestyle. In 2025, the city’s real estate market continues to grow, presenting unique opportunities for expatriates looking to invest in Dubai property. Whether you’re planning to move to Dubai, expand your investment portfolio, or secure a second home, AMCA Properties will guide you through everything you need to know about buying a property in Dubai.
FAQs
The steps to buying property in Dubai include defining your budget, applying for pre-approval, finding the best agent, preparing documents, making an offer, signing the MOU, and transferring the property.
Required documents for a mortgage may include
- Passport
- Visa
- Emirates ID (if a resident)
- Pre-approval of a mortgage
- Financial documents
The emirate’s law allows non-resident foreign property ownership in Dubai. Residents and non-residents from foreign countries can buy properties only in the designated freehold areas in Dubai. Some designated freehold areas in Dubai are listed below:
- Dubai Marina
- Palm Jumeirah
- Downtown Dubai
- Arabian Ranches
- Jumeirah Village Circle
The process of buying a property in Dubai can take 30-60 days, depending on factors like financing and legal procedures. The process will be quick and can be completed within a few weeks, if you are a cash seller and cash buyer, whereas a mortgage buyer or mortgage seller will lead to the process taking slightly longer.
There are a few additional costs with the sales price that every buyer must know when buying a property in Dubai. Additional costs include:
- DLD Transfer Fee: 4% of the purchase price
- Agency commission: 2% of the purchase price
- Mortgage registration fee: 0.25% of the loan amount
- Loan establishment fee varies by bank
- Conveyancing fee: varies based on provider and property type